:root{--yellow:#ffbe00;--black:#101214;--dark:#17191c;--white:#fff;--grey:#f1f1f1;--muted:#686b70;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#17191c;background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}.wrap{width:min(var(--max),92%);margin:auto}
header{background:#111315;color:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid #2d2f32}
header .wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.logo{font-size:1.45rem;font-weight:950;letter-spacing:1px}.logo span{color:var(--yellow)}
nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-weight:800;font-size:.95rem}
nav a:hover,nav a[aria-current="page"]{color:var(--yellow)}.quote{background:var(--yellow);color:#111;padding:11px 15px}
.hero{background:linear-gradient(120deg,#111315 0%,#1d2024 62%,#8a6500 100%);color:#fff;padding:95px 0 85px}
.kicker{font-weight:900;letter-spacing:.12em;color:var(--yellow);font-size:.82rem}
h1{font-size:clamp(2.5rem,7vw,5.4rem);line-height:.98;margin:.5rem 0 1.2rem;max-width:920px}
.hero p{font-size:1.12rem;max-width:760px;color:#e7e7e7}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;padding:14px 19px;font-weight:900;border:2px solid var(--yellow)}.btn.primary{background:var(--yellow);color:#111}.btn.secondary{color:#fff}
section{padding:72px 0}.light{background:var(--grey)}h2{font-size:clamp(2rem,5vw,3.1rem);line-height:1.05;margin:.2rem 0 1.1rem}
h3{font-size:1.25rem;margin:.2rem 0 .5rem}.lead{font-size:1.12rem;max-width:800px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.card{border:1px solid #ddd;padding:25px;background:#fff}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 26px;margin-top:24px}.checks div{padding-left:27px;position:relative}.checks div:before{content:"✓";position:absolute;left:0;font-weight:950;color:#8a6500}
.faq details{border-bottom:1px solid #ddd;padding:16px 0}.faq summary{cursor:pointer;font-weight:900;font-size:1.07rem}
.cta{background:#111315;color:#fff}.cta p{color:#ddd}
footer{background:#090a0b;color:#bbb;padding:34px 0}footer a{color:#fff}
.breadcrumbs{font-size:.9rem;color:#666;margin-bottom:20px}.breadcrumbs a{text-decoration:underline}
@media(max-width:760px){header .wrap{padding:14px 0}nav{gap:12px;font-size:.86rem}.hero{padding:72px 0 65px}.grid{grid-template-columns:1fr}.checks{grid-template-columns:1fr}section{padding:56px 0}}